Following are different types of coverage that are available. You may or may not need all of these coverages.
Liability Coverage: This type of coverage is what is required for all drivers to have by Georgia law. The insurer will pay damages if you injure someone or their property in an auto accident.
Uninsured and underinsured motorists coverage: If you are involved in an accident with another driver who is uninsured or underinsured, this coverage will pay for medical expenses due to the accident to you or any passenger in your vehicle, as well as pay for damages to your vehicle.
Medical Payments: This coverage provides a limited amount of coverage for you and your passengers’ medical expenses as a result of an accident.
Collision: If you are involved in an accident, regardless of who is at fault, this coverage provides protection to replace or repair your vehicle, subject to a deductible.
Comprehensive: For losses or claims not involving an automobile collision (hail damage, tree limb falling on your car, theft, vandalism, etc) this coverage provides protection to replace or repair your vehicle, subject to a deductible.
With so many car insurance companies available, as well as various coverage options to choose from, it's easy to get overwhelmed when deciding which particular company and insurance plan is a good fit for you. But with Cornerstone Insurance Solutions in Rome, GA we consider each client's individual needs and make the process of obtaining affordable auto insurance a quick and easy process!
We represent many different auto insurance companies and will do your shopping for you, to find the best coverage at the most affordable rate.